Describe Essay Example | Topics and Well Written Essays - 500 words - 1

Describe - Essay Example It accommodates almost everybody operating within the campus be it students, tutors or other workers and thus making it one of its kind. The Rendezvous building was constructed over the past two decades with an aim of housing many operations of the university. The sophisticated design of the building matches with the current building complexes in big cities. The external faces of the walls are beautifully decorated making it unique and attractive not only to the users, but also to the outsiders. It can be ranked as the best building ever constructed by the university. The building contains staircases and washrooms, which are accessible to the occupants. There are elevators that allow the users to access the upper floors. The building services are user-friendly to the healthy and disabled persons and, thus it achieves the objectives of sustainability in buildings. As stated earlier, the university community relies on the Rendezvous building for most services. The building contributes to the enhancement and improvement of education in the school by housing lecture theatres, information centres and students’ studies. The spaces used for studies have adequate furniture, that is, chairs and tables, which makes the building a complete educational centre. Usually, many universities construct student relaxation centres far away from the classrooms, but, the building contains lecture halls and restaurants, as well as, supermarkets. In addition, the ATM offers banking services to the occupants and the University community. The building also contains meeting rooms, writing centres and a Mathematics lab. It hosts many school learning activities, from teaching, learning to surfing. There is a unique relationship between the study rooms and how they are positioned in the building. For example, the classes are located together with the lecture theatres. The supermarket and the food restaurants are near each other, and this illustrates the uniqueness of

Nation-states and colonial regimes have historically managed diversity Essay - 1

Nation-states and colonial regimes have historically managed diversity while creating further diversity in the process. Explain some of these tensions - Essay Example ular media, scholarly literature, professional journals and many more, it is a multifaceted expression, and thus, there is no single definition of diversity. The dictionary definition of diversity is â€Å"a state of unlikeness† or â€Å"the condition of being different.† For many, diversity means inclusion, gender, or racial differences. Since we are all different, diversity is a term that includes everyone. In this essay, diversity refers to individual, group and cultural differences. A nation-state is an independent state in which the majority of the citizens are united by factors such as common descent and language, which are factors that define a nation. JurgenOsterhammel (2005) as â€Å"a relationship between the majority who are indigenous and the foreign invaders who are the minority†, on the other hand, defines colonialism. In the pursuit of interests, the colonial rulers make and implement the fundamental decisions that affect the lives of the colonized people. History has that many examples of colonial regimes rejecting cultural compromises with the colonized population exist. This end up forcing the colonized population believes that the colonizers are the superior. Unsurprisingly, this rejection leads to tensions within the diverse population. A concept that has been propagated to respond and manage the issue of diversity is multiculturalism. Multiculturalism is the ideology of embracing diversity in cultures and formulation of policies to protect the existence of different orientations in a population (Long, 1997). It is all about making people in a society to preserve their different cultures. The idea of multiculturalism is manifested in the approach used to propagate and champion for it. Advocacy groups are formed to push for recognition of the right of people to uphold and practice their culture and religion. Another way it comes out is by creating of policies that promote diversity of cultures. The concept is opposed to the integration of

The significant challenges Essay Example for Free

The significant challenges Essay The article of Gerler outlines the significant challenges of counseling in middle schools. He provides ideas and situations of concern that surrounds middle school students. Since this is the phase wherein changes begin to manifest among individuals as they transition towards adolescent level, issues such as relationships, drug and alcohol abuse, stress and experimentation comes into the picture (Gerler, 1991). Under these facets the document outlines significant areas of interest and the setbacks in the implementation of adequate policies towards change. In the end, Gerler argues the redefinition and alignment of new programs seeking to improve and facilitate effective avenues for middle school students to cope with the environment. Reacting to this, I believe that it has always been the goal of every educational counselor to find ways to provide students for active motivation and involvement in the learning process. Though it can be observed that Gerler study seems to be outdated, the challenges and trends continue to be exhibited by today’s youth. Seeing this, it is essential that careful considerations must be made on policies that will actively guide middle school students towards achieving their relevant and respective goals. Also, reflecting on the idea of bias in the research design, the document seems to connote only an analogy of setbacks faced by counselors. There was no clear indication of significant developments that had happened in the realm of middle school counseling. Seeing this, the document may seem to connote limited ability to provide information as far as its scope and ability convey the totality of the profession is concerned. With all of these, I still feel that this article is beneficial in my future profession because it gives out significant information of continuing needs of adolescents in middle school through the years. It may have been that the trends and policies implemented are changing however the essential facets and needs of these students remain the same and therefore needs attention. Understanding the conditions for the prevalence of autism in the infantile stage as well as its associated risk factors was discussed by Hultman et. al in their study. In here, they highlighted the relevant elements that surrounded the occurrence of autism. They sought to understand the relationship between areas such as maternal pregnancy and infant characteristics to the likelihood acquiring infantile autism (Hultman et. al. 2002). The methods used sought to compare the instances and medical records of pregnant women in Sweden for a time period. The results provided significant results that showed that this incidence has been related with both genetics and the environment (such as the prevalence of risk factors among pregnant women) (Hultman et. al. , 2002). Reflecting on the article presented, it clearly offers readers a good insight about the associated foundations for the formation of infantile autism and what elements constitute strong manifestations of these changes. Their ability to denote environmental and physiological makeup also gives strength in their claim that there are numerous factors to consider in studying this prevalence. Such can give future researchers and the epidemiological community areas to further study and analyze. On the other hand, there seems to be bias in the way the discussion is presented. It only highlighted the effect of smoking in generating varied responses that is then manifested as infantile autism. The complications gained in the process such as hypoxia are the stimulus that paves the way for the development of the condition. The researchers did not address some other factors present in the date they provided and mainly discussed the impact of smoking in general. With these ideas, I feel that it can help my profession because it can widen and expand my scope in understanding the areas that contribute to autism. Since this condition happens in different stages of growth, having a background in every level together with its associated implications and causes can help generate the appropriate approaches in handling individuals who have such circumstance. Reference Gerler, E. R. Jr. (1991) The Challenges of Counseling in Middle Schools in ERIC Digest. [online] Retrieved July 8, 2009 from, http://www. ericdigests. org/pre-9219/middle. htm Hultman, C. M. , Sparen, P. and Cnattingius, S. (2002) Perinatal Risk Factors for Infantile Autism in Epidemiology. 13 (4). Retrieved July 8, 2009. 417-423

Role of micro finance in natural disasters

Role of micro finance in natural disasters The impacts of natural disasters are mainly faced by the poor community people in every country. It is very much tough for the poor people to cope with the impacts of natural disasters. Micro-finance has not only generated enormous hope for the poor people in many developing countries but also played a vital role in natural disasters affected areas. In this paper, the roles of micro-finance in mitigating the impacts of natural disasters are illustrated. It has been seen that micro-finance institutions provide support on poor community people prepare for the onslaughts or rehabilitation needs of the disaster victims, show coping mechanism during a disaster hits and how people can wake of a post natural disaster both at the personal level and generally. Key words: Role of Micro-finance, impacts of natural disasters, poor, support, coping, developing countries. Introduction: Over the years, natural disasters seem to have become more frequent across the world, resulting in enormous human and economic losses. Natural disasters take many forms like earthquakes, floods, cyclones, tsunamis, tornados and droughts, which threaten the very existence of the local communities. Further, it has been observed that the effects of natural disasters are more acute in developing countries than in developed ones. Natural disasters have had devastating dev ·as ·tate  Ã‚   tr.v. dev ·as ·tat ·ed, dev ·as ·tat ·ing, dev ·as ·tates 1. To lay waste; destroy. 2. To overwhelm; confound; stun: was devastated by the rude remark. .. Click the link for more information.  effects on the poor. For example, in 1998, Bangladesh experienced the flood of the century. Households exposed to flooding had major crop failure, suffered various water-borne diseases, lost shelter, assets and the ability to meet basic needs. Results show that the burden of medical expenditures due to flood-related sicknesses is significantly higher for poorer households, and for households more exposed to flooding. More positively, econometric results indicate that social cohesion built on group-based micro-finance programs provide an informal social insurance that reduces sickness shocks. The strength of group-based micro-credit in coping with natural disasters is yet to be fully explored. Micro-credit may not be effective in the case of a large-scale natural disaster that creates a covariate shock. However, even in the case of a large-scale natural disaster (e.g. 1998 flooding), social capital developed through micro-credit programs is s hown to play a positive role in reducing the burden of sickness shocks. Micro-finance is the provision of financial services to low-income clients or solidarity lending groups including consumers and the self-employed, who traditionally lack access to banking and related services. At the end of 2009, 1,084 MFIs that were serving 74 million borrowers ($38 billion in outstanding loans) and 67 million savers ($23 billion in deposits). For example, In Indonesian context, micro-financial savings and lending institutions support families to ensure consumption against illness shocks. Micro-finance actually helps the poor and vulnerable poor people. So, micro finance reduces vulnerability and increases coping against socio-economic shocks, including Natural disasters. At the same time, microfinance can provide relief in direct response to disasters. Thus it is possible to make micro finance tools a part of diverse disaster relief programs or response. Objective of the study: Disaster mitigation practices needs to be tied up throughout the life cycle of micro-finance tools in order to make poor community people sustainable and minimize non-financial losses. As just mentioned, the roles of micro-finance in mitigating the impacts of natural disasters are the purpose of this study. This study is prepared based on the following questions: What are the roles of micro-finance in mitigating the impacts of natural disasters, coping mechanism during or after disaster period? What are the main lessons and challenges of micro-finance to mitigate the impacts of natural disasters in poor community? Microfinance and Disaster Mitigation: Some Conceptual Issues The attributes of microfinance, which are applied in reducing household level risks, are relevant for reducing disaster risks too. Microfinance instruments help poor households diversify their income by source and season. They also diversify income by earner as it provides opportunities to women to earn. Multiplicity of income-earning opportunities and asset building through microfinance help poor households in dealing with disasters better. Microfinance also provides explicit and implicit insurance to the households. There is growing interest and constant experimentation in using microfinance in disaster management. The role of microfinance and microfinance institutions in disaster situations, however, is to be clearly analyzed here. Microfinance deals with the poor who are vulnerable to various types of risks. The poor are more likely to be hard-hit hard-hit adj. Badly or adversely affected: Official rescue and recovery efforts were just getting underway in this ravaged port city and more than a dozen other hard-hit towns  R. .. Click the link for more information.  by disasters like drought drought,  abnormally long period of insufficient rainfall. Drought cannot be defined in terms of inches of rainfall or number of days without rain, since it is determined by such variable factors as the distribution in time and area of precipitation during and before .. Click the link for more information., floods, cyclones, and earthquakes. Disasters normally give rise to two kinds of needs, namely relief and rehabilitation. What is required immediately after a disaster is relief to take care of food, shelter, medicine and other immediate needs of the victims. Through its long term impacts of reducing poverty and supporting sustainable development, microfinance reduces the vulnerability of the poor to disasters. Microfinance cannot, however, provide standalone protection against disasters. It must be part of a greater strategy of disaster risk reduction. MFIs must be prepared for disasters by developing disaster management plans that ensure the survival of the MFI and sustainable delivery of its services. Education on microfinance and disaster mitigation is needed for both successful poverty reduction and disaster impact reduction. Microfinance must be linked to disaster mitigation, especially during rehabilitation when the links between recover y and preparedness are clearly evident. MFIs like BRAC, ASA, Grameen Bank, Shakti etc. are working to reducing vulnerability during natural disaster by providingClint-responsive loans, housing improvement loans, adaptation of current lending, emergency reconstruction loans etc. They help to so compulsory savings, voluntary savings, adaptation of forced loans etc. MFIs suggest people for doing Insurance (best established before disaster). MFIs provide money transfer services (remittances likely to increase), Grants and donations (for increasing power and building financial discipline), Livelihood relief (no payment) to the poor community people. Microfinance Institutions also provide non-financial services like training, information dissemination, distribution of supplies etc. In the aftermath of a disaster, microfinance can quickly provide relief, and then support sustainable recovery and rehabilitation. Microfinance institutions can additionally provide post-disaster communication and coordination through their established community networks. Microfinance requires a degree of self-management by clients and is normally community based, thus fostering recovery ownership, dignity and community cohesion during traumatic and unstable times. Microfinance can reduce the cost of post-disaster recovery financing, while reducing aid dependency. At the same time, however, post- disaster aid can distort markets, adversely affecting microfinance performance. Post-disaster activities must be carefully considered to prevent negative long-term impacts on local markets and MFIs. To best reduce disaster impacts on a community, MFIs should offer a suite of flexible products to adapt to specific needs and situations. Links and/or partnerships with the formal financial secto r are needed to enhance liquidity and support institutional and managerial capacity. IV.Cases (Disaster management of Micro-finance programmes): Flood in Bangladesh (1998): Bangladesh is largely a flat deltaic country formed by the confluence of great river systems of the Ganges, the Brahmaputra and the Meghna. These river systems annually drain a vast basin about 12 times its own size. Apart from this, hilly regions experiences flash flood after heavy rainfall and due to frequent depressions in the Bay, Bangladesh experiences regular threats of cyclonic storms, often catastrophic. The role of microfinance services in responding to disaster risks was demonstrated first during the 1998 flood. Bangladesh experienced the worst floods in its history from July to September 1998. The damages to standing crops, livestock and houses were overwhelming. The income generating activities of rural landless people were almost suspended. There had been a huge loss of property and human and animal lives during the SIDR attack in 2007 in the coastal areas of Bangladesh, nearly 4 millions affected, and more than six thousand people died, thous ands of livestock perished, and 0.9 million homes fully or partially damaged. All the MFIs in Bangladesh responded to the unprecedented situation of floods and SIDR. During the floods and cyclones, MFI workers even went on boats to ensure that weekly contacts with all members were maintained. Workers carried money with them and provided immediate interest-free consumption loans so that the members would not go hungry. the MFIs allowed the members to withdraw their savings. Grameen Bank, BRAC, ASA, Proshika, TMSS, CODEC, GUK and many other small MFIs despite a very serious financial consequence for their liquidity, opened access to compulsory savings account in an attempt to reduce the precipitous decline many households experienced in their incomes. In non-disaster times, members of these institutions did not have access to these funds unless they had fully repaid any outstanding loans and decided to leave the MFI. BRAC also operated disaster-related deposits, which allowed members to keep their assets safe from loss or damage due to the floods. A number of MFIs such as ASA and others provided voluntary savings facilities to their members. These facilities provided the members more assistance in disasters than compulsory or disaster-related savings with less negative financial consequences for the MFI. Tsunami -Micro Finance in Sri Lanka(2004): The December 2004 tsunami is one of the worst natural disasters experienced by Sri Lanka in recorded history. With over 35,000 dead and over 800,000 displaced it is a disaster of a magnitude that the country was ill equipped to deal with. Thirteen of the countrys twenty five districts were affected with the North and East provinces accounting for over two thirds of deaths and nearly 60% of the displaced. Sri Lanka (RADA) estimates that about 150,000 people lost livelihoods about 80 per cent of the affected lost their main source of income; 90 per cent lost their productive assets including the abodes. There were several issues facing the micro finance sector even pre-tsunami. The micro finance market has been pluralistic with high penetration by many different types of institutions, employing a wide range of micro finance models and methods. Bulk of micro credit is funded through Government banks and programmes, through subsidized credit, w hich is not sustainable. Agro Micro-Finance, BRAC, Arthacharya Foundation were working in Sri Lanka during tsunami. While these MFIs might be fulfilling their social mission, they were not charging interest rates that would achieve cost recovery. Capacity building of these institutions was a priority. Agro Micro-Finance was operating in eight districts in Sri Lanka, many of which were affected by the tsunami. Arthacharya Foundation is a national not-for-profit NGO functioning in seven districts. This organization is working with a large number of donors in promoting micro enterprises through savings and credit, and also working in health and sanitation. BRAC set up operations in Sri Lanka for undertaking post-tsunami rehabilitation activities. BRAC has quickly expanded the outreach as well as loans since establishing operations in Sri Lanka. Within a year of operation the number of clients reached has touched 26,373 making it one of the larger MFIs in Sri Lanka. Well established man agement practices and systems have enabled the MFI to quickly scale up. Though the initial operations were through grant funds from BRAC and Oxfam NOVIB, BRAC has recently approached commercial banks for loans for expanding its loan portfolio. Pre-tsunami, voluntary savings was offered by four MFIs and compulsory savings by ten MFIs. Overall, there have been several positive developments due to post-tsunami funding by donors. Lessons and challenges of micro-finance: As we look broadly at micro-finance as an industry, and at specific experiences in the natural disaster context, it is possible to draw several broad lessons: Microfinance cannot be a financial safety net to an entire affected community, but can play an increasingly constructive role in disaster preparedness and response as it expands its range of products and services. Establishment of long-term relationships between individuals and MFIs allow poor households access to existing MFI products that can help reduce some of the hardships caused by natural disasters. Preparedness of the MFIs staff and systems is the key to providing timely response to clients. Timing of MFI services matters to clients: emergency loans must be available quickly after disaster strikes, while reconstruction support is useful once the household has fully passed the emergency stage. Along with these broad lessons, there are also clear bottlenecks that limit the role MFIs currently play in natural disaster response and mitigation: Most MFIs do not have the liquidity position (or access to a Disaster Loan Fund) to respond quickly or fully in a disaster context. MFIs-from management, to field staff, to reserves, to information and communication systems-are not currently prepared to either weather or respond to a natural disaster situation. MFIs have not considered client needs from an emergency perspective; rather products and services are primarily geared to day-to-day business or household concerns. Demand for special services may be small, yet may require significant institutional investment. Therefore, individual MFIs are unlikely to invest in developing or maintaining these services. Regulatory restrictions and limits to institutional capacity will keep most MFIs from mobilizing voluntary savings for the foreseeable future. Findings of the study: Although the concept of using microfinance for disaster mitigation is a novel idea, the relevance of microfinance under disaster conditions especially for the poor is yet to be fully established. Microfinance even under normal circumstances faces quite a few limitations in bringing about improvement in livelihood. While microfinance can ensure livelihood protection by reducing various shocks and vulnerability, it cannot lead to livelihood promotion unless it is accompanied by other equally important measures like training, market linkages and technology development. As micro-finance institutions involved in livelihood restoration interventions, they are aimed at establishing funds that could be used in normal situations and during times of disaster. Their main aim during normal times was disaster preparedness. By taking up various activities aimed at disaster preparedness, they secured livelihoods and resources, improved the lives of the communities, made them less vulnerable and bet ter equipped to face disaster. In case of an emergency, the projects assisted the communities in mitigating mit ·i ·gate  Ã‚   v. mit ·i ·gat ·ed, mit ·i ·gat ·ing, mit ·i ·gates v.tr. To moderate (a quality or condition) in force or intensity; alleviate. See Synonyms at relieve. v.intr. To become milder. .. Click the link for more information.  the effects through loans reserved for the purpose. Insurance could be a useful instrument of risk mitigation for the poor especially under disaster situation Micro-insurance can take up under MFIs to provide protection to the women against loss of life, accidents, prolonged pro ·long  Ã‚   tr.v. pro ·longed, pro ·long ·ing, pro ·longs 1. To lengthen in duration; protract. 2. To lengthen in extent. .. Click the link for more information.  illness and hospitalization, and damage or destruction of houses and household assets. Thus, both during normal and disaster times, the MFIs funds were used mainly through loans. The core objective of the MFIs is to reach out to the most vulnerable among the target groups. As observed in the study, the members would like to depend upon MFIs for their social, economic and emotional security. For protection and improvement of their livelihood, they need diverse financial services. Many of them would like to take up income generating activities to strengthen their economic base. Moreover, no significant attempt is made by these interventions to adopt an integrated approach required for improving the livelihood of the disaster-affected households. Given the fact that the members of the poor households in the study area are faced with many social and economic constraints like illiteracy, severe caste and gender discrimination, and landlessness, m ere introduction of microfinance may not help them in bringing about any significant improvement in the livelihood. VI. Methodology: The study mainly uses secondary sources. Secondary data on Flood in Bangladesh (1998) was colleted from Bangladesh Country Report by Sirajul Islam (INAFI Asia Bangladesh) and Tsunami Micro Finance in Sri Lanka (2004) was collect from Review of Post-Tsunami Micro Finance in Sri Lanka by Girija Srinivasan. Moreover, I have taken help from different websites and books. VII. Conclusion: Reducing the Poors vulnerabilities to disasters and emergency situations is the role of micro-finance in disaster risk mitigation. It can immediately relieve financial burdens caused by the on set of calamities, especially if savings and micro-insurance is included in the package of services. It can further support consequent initiatives for sustainable disaster recovery and rehabilitation. Since, MFI is private in nature; it has great potential to provide financial and non-financial services in all stages-relief, rehabilitation, reconstruction and development. However, micro-finance services alone cannot immediately translate into a stand-alone successful disaster recovery enterprise but needs to form part of an over-arching disaster risk mitigation strategy. The success of the microfinance industry in various disasters is indicative of future accomplishments in exploiting microfinance for pre- and post-disaster mechanisms. While micro-finance can be an entry-point for the delivery of sustained services in disaster situation, it still needs the prompt provision of services from the government, like installation of damaged infrastructure and other rehabilitation interventions and active participation of other civil society groups for training, counseling and organizing. A more thorough understanding of microfinance and disaster mitigation is needed for poverty reduction and disaster impact reduction. Finally, it can be said that micro-finance institutions can be an entry point or a point of convergence of poverty alleviation and disaster mi tigation programs.

Compare the predicament of women in society as described in Cousin Essa

Compare the predicament of women in society as described in Cousin Kate and The Seduction. How far do you sympathise with them? ‘The Seduction’ and ‘Cousin Kate’ are similarly concerned with the predicament of women in society. They are both poems which end up in a negative position, and are following the trails of a young girl, wanting to be loved, in some way. They also similarly carry the theme of betrayal. In ‘The Seduction’, the girl is betrayed by the teenage magazines promising her the romantic love story she always wanted and, in ‘Cousin Kate’, the young girl is betrayed by her cousin, who steals the man she loves. These are the predicaments that both the girls have. Both poems contain lines which question their actions, ‘Why did a great Lord find me out?’ and ‘For where, now, was the summer of her sixteenth year?’. This shows the regret that they had in that period in their lives, and also how betrayed they feel and the problems they have now of losing their childhood. ‘Cousin Kate’ tells us the story of how she was seduced, used and cast away, much like ‘The Seduction’. As ‘The Seduction’ begins, it uses a lot of imagery to prepare the reader for what may happen. ‘Far past the silver stream of traffic through the city, far from the blind windows of the tower blocks’. The ‘blind’ windows portrays an image of not seeing, and that because something ‘bad’ may happen, no-one is meant to see or hear anything. Also, when the poem refers to the girl knocking back the vodka, it shows an uncertain situation, ‘He handed her the vodka, and she knocked it back like water’. Both girls at the start of the poem are virgins but lose their virginity and fall pregnant. The girl in ‘Cousin Kate’, is refer... ...magazines she was reading to have sex, but there was probably pressure from her friends, as I know that there is today, and the poem was not written that far from today. Not only was there great pressure before she had sex, but the shame and feelings that she was put through from society was extreme, and this, in my opinion, should not have been placed upon her. Although similar things happened in ‘Cousin Kate’, I don’t think they did to the same extent, and, at the very least, the ‘Cottage Maiden’ was left with something to treasure and that she was proud of. Although abortions were not a regular occurrence, I still think she was in a better position to keep the baby. Whereas, in ‘The Seduction’, I think she would have been forced to have an abortion, or if she had kept the baby, she would have been under great emotion and also financial difficulties.

Philippines Economic Growth Essay

The Philippines has a representative democracy modeled on United State’s system of government. Its republic type of government has also a presidential system of government with bicameral legislature and an independent judiciary wherein the president is limited to six years of terms. Whenever there are troubles experienced within the government of the Philippines, leaders tends to seek help and often times united States always offers help and assistance to the Philippines. Although historically speaking, they were once the conquerors of the Philippines. Both government are being attcked by terrorist which opposes the kind of leaders and leadership in the country.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Philippines is considered as one newly industrialized country located in South east Asia. It is also the fastest growing economy in Southeast Asia posting a GDP growth rate of 7.5% in 2007’s second quarter. (Hookway, 2007.p.A1). As compared to the United States the GDP of the Philippines is really far from US’ GDP rate of 88% over the past decades and until the present. United States is really a great country and is considered to be where the world’s largest gross domestic product rate is.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   GDP per capita of the Philippines is estimated to be $5,700 in 2007 which is far behind the GDP per capita of the United States which is estimated $44,000 for this year.( US treasury Dept. 2007)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Unemployment rates in the Philippines is 7.9% while US is just half of it at 4.4%. This reflects how hardworking the Americans as compare to Filipinos who merely wants a simple life and simple way of living. Inflation rates in the Philippines is 2.3% which makes the economy more hopeful in the present statistics. The national government debt as a percentage of GDP rates in the Philippines is as high as $316.65 billion or 69.9% of GDP while United States only has $19billion or 0.16% of GDP. (wikipedia)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The level of technological development in the Philippines is not also as greater than in the United states. The Philippines is attracted to Japan made products and China influenced imitation of much lower quality technologies as compared to hight technological quality provided in the United States. This is one great disappointment regarding consumer decision making bf Filipinos who tends to buy more goods and commodities at a cheaper price but not of high quality. They tend to overlook the specifications of   a certain of product because of high costs.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The level of infrastructural development in the Philippines is not really that far, because the country is taking its phase in cities where rises of buildings and commercial establishments are rampant. There are certain issues concerning how this infrastructures will be built because tax in the Philippines is really high thats why investors sometimes thinks twice of getting involved in dealing   businesses in the country.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The high cost of materials, manpower and cost of permit is sometimes unfair on the part of investor. It becomes a gamble investing on a place where you will think twice if it will really profit once its already made and set up there. While infrastructural developments in the United States can be considerably good because in cities like New York where it is known to as the city that never sleeps, one business establishment will really profit because people keeps on going and going all day and night long.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Socioeconomic indicators that greatly affects the statistics of a certain country such as education, access to health care, clean water, etc. is also considered as one great factor in a progressive nation.   For a country like Philippines, educational system can be considered competitive enough because it produces competent and skilled professionals nowadays. As far as United States education is concern because of course reality speaks that American Student are really ahead in terms of quality of education. Going back to History, American are also known as Thomasites which brought up high standards of education in the Philippines. Brain Drain is one common problem in the Philippines, after years of studying where Filipinos receive of high quality education, they goes out of the country and work for a higher salary. The tendency is the economy of such country raises and the downfall of professional statistics in the Philippines is experienced. They prefer to use the knowledge they’ve learned from their own country as a stepping stone to more opportunities abroad. Health Problems and medical assistance is also a factor in a country’s economic growth for Filipinos who lives in a country with   more illness there is a bigger tendency not to perform well in school for students who are still studying and for employees who works hard int heir professions. The more persuasive you are working, the more tendency of being sick is. The sad part is that there are some instances that medical assistance is far at hand like in cases that we still need to ask help from other countries like the United States which is more medically advanced and this also results a deduction in our statistics because we need to pay for those medicines and medical experts from foreign countries. Abusing the environment is also one reason why people tends to suffer economically. Improper use of natural resources and pollution is one great threat on the Philippines Economic growth.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   At present, there are many Foreign investors who wants to take risk and be involved in having business with the Philippines and this also provides greater opportunity on the countries statistics because it paves way for a more chance of paying debts and increase employment rates to Filipinos.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Talking about change, we really don’t need to compete with any other countries, we can content our economic needs by providing what it needs and at the same time going about business in supporting services and exports that have brought in much needed foreign exchange and help raising our economic status at its best. Great rates and percentage economically comes from people who strives hard and decides best in doing businesses and witty decision making. References   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Hookway, James. (2007). Wall Street Journal p. A1   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     United States Department of Treasury 2007   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   www.wikipedia.org

Preventing Caregiver Abuse Essay

The term â€Å"caregiver† is used to refer to an individual who assists another who cannot act freely due to certain chronic conditions. There are two main types of caregivers: the â€Å"informal caregivers† are family members or sympathetic friends who care for impaired older people living at home. The â€Å"formal caregivers,† on the other hand, are hired or volunteer workers who are connected either with the health care systems or social service agencies. The tasks associated with caregiving are grouped under two categories, namely: the ‘Activities of Daily Living† (ADLs) and the â€Å"Instrumental Activities of Daily Living† (IADLs). Included under ADLs are activities like getting in or out of bed, taking a bath, getting dressed, and the general toilet use. IADLs, on the other hand, may include meal preparation, general household chores, grocery shopping, and the management of the care receiver’s medication (Nerenberg, 2002). Studies have shown that the greatest negative consequence to caregiving is â€Å"stress† which is believed caused by fatigue due to lack of sleep, improper nutrition, and lack of exercise. Stress is also believed caused by the â€Å"burden† being experienced by caregivers. This burden increases as the level of disability of the care receiver increases, thereby needing a greater extent of care. Some quarters suspect that stress is one of the main reasons for caregivers to â€Å"go over the edge† and consequently abuse their patients (Nerenberg, 2002). For others, however, stress is not a cause but merely an aggravating factor. Abuse, which does not only mean physical injury but also includes â€Å"mental anguish, unreasonable confinement, sexual abuse or exploitation, or financial exploitation† of defenseless older people, are believed by some to be caused by factors like the caregiver’s frustration, sense of isolation, insufficient support from the community, behavior of the care receiver, and the nature of his or her daily tasks (Bratteli, 2003). Bratteli (2003) offered several legal remedies which are expected to prevent caregiver abuse in care facilities, namely: †¢ The care receiver should accomplish a â€Å"Financial Power of Attorney,† a legal document which would appoint his or her attorney-in-fact who will attend to his or her financial matters. This is usually a trusted relative or friend, the appointment of whom will prevent financial exploitation especially when the care receiver is staying in an institution. †¢ Accomplishment of a â€Å"Durable Power of Attorney for Health Care. † This is another legal document which appoints an agent who will decide for the care receiver on matters of healthcare. It contains the care receiver’s preferred method of treatment and would prevent neglect on the part of the caregiver in an institution. Nerenberg (2002), on the other hand, pointed to some techniques and services which are now available which could reduce the risk of abuse on the part of caregivers who care for older people at home. According to her, these techniques and services were specifically developed in order to meet the needs of caregivers in terms of assistance and support. One of these is a program aimed at providing relief. Under this program, employees or volunteer workers visit the patient at home and spend several hours with him or her in order to allow the caregiver to have some rest. Other programs arrange for the care receiver to stay for several days in a care facility to allow the caregiver to enjoy an extended break. Some support services take the form of friendly visits and reassuring telephone calls to address the feeling of isolation by providing â€Å"social contact and emotional support. † These practices also relieve the anxiety being felt by the caregiver. Finally, caregivers should also be provided with informative materials which would teach them the techniques for reducing stress like exercise and proper diet (Nerenberg, 2002). References Bratteli, M. (2003). CAREGIVER ABUSE, NEGLECT AND EXPLOITATION: The Journey Through Caregiving. North Dakota Family Caregiver Project, North Dakota State University. Nerenberg, L. (2002). Caregiver Stress and Elder Abuse. National Center on Elder Abuse. Retrieved April 17, 2008 from http://www. ncea. aoa. gov/NCEAroot/Main_Site/pdf/family/caregiver. pdf